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Medicare Supplement Plan G

Medicare supplement plan G is one of the most popular and comprehensive of the ten Medicare supplemental insurance plans.  If you are already aware of the benefits of this plan and came to get a set of quotes just fill out the form on this page and we will be happy to assist you.  If you came looking to get more information about Medigap plan G then keep reading as we break down the benefits of this plan.

Features of Medigap Plan G

Of the ten plan only three are considered to be comprehensive coverage.  Medicare supplement plan F covers all of the nine gaps in Medicare while Medicare supplement plan C and Medicare supplement plan G each cover eight of the nine gaps (learn more about Medicare supplement plan F HERE and Medicare supplement plan C HERE).  What makes Plan G very appealing is that the only gap that it does not cover is the $147 annual deductible for Medicare Part B.  This means that when you go to the doctor’s office or have any type of out-patient health service you pay the first $147 for the year.  After that the only expenses that you are responsible for are the monthly premiums that you pay for Medicare Part B, Medicare Part D, and Medigap plan G.

Why Choose Medicare Supplement Plan G?

After reading the above and seeing that Plan F covers all the gaps left by Medicare Part A and Part B we frequently get the question, “Why would I choose Medicare supplement plan G over plan F?”  The short answer is that it can be cheaper.  While Medigap plan G does require that you pay the Part B deductible, the monthly premiums are typically lower.  So why a person would take plan G over plan F always boils down to how much money they will spend on an annual basis.  To make this a little simpler let’s look at an example.

A person gets a set of quotes and finds out that Medicare Supplement Plan G is $20 cheaper per month than Plan F.  This means they give up the $147 of Part B deductible coverage by choosing Medigap plan G.  However, in exchange they save $20 per month or $240 per year.  This works out to a $93 annual savings.  We will help you figure out whether Medicare supplement plan N, plan G, or one of the other plans works best for your needs.

As you can see this can really work to your benefit.  If Medicare supplement plan G were only $10 less expensive than plan F then we would recommend going with F.  One of the benefits of working with our company to get your Medicare supplemental insurance is that we are an independent agency.  This means we will search all the plans and all the companies to find you the best rates.  So if AARP plan G is the cheapest or some other company then you will know what is the best plan and company for your needs.  To get started just fill out the form on this page and if you have any questions or if there is any way we can serve you please let us know.